San Diego Car Insurance
Under California law, each car owner must have auto insurance. It covers the expenses associated with getting into an auto accident. With proper coverage and by paying annual premiums, you don’t need to worry about paying the damage repairs.
With the right auto insurance, you’ll protect the investment in your car and have financial protection from lawsuits. Here are some of the benefits car insurance can provide:
- Paid medical expenses in case of an accident
- Covered losses caused by uninsured or underinsured drivers
- Paid damage due to theft, vandalism or natural disasters.
We are here to help you get the insurance you need, so call us if:
- You are buying your first car
- You drive an older car
- You are adding someone to your policy (getting married, new teen driver)
- You drive a motorcycle
San Diego Auto Insurance OptionsHere are different coverage options that we have prepared for you and your family: Liability Coverage covers damages to others if you’re at fault in an accident. This type of coverage is required in all states. Collision Coverage will repair or replace your insured car after an accident. This type of insurance is often added as an extension of a basic policy. Comprehensive Coverage pays for loss or damages to your car from a danger other than a collision, such as theft, vandalism, or national disaster. Underinsured/Uninsured Motorists Coverage is a policy that covers property damage and bodily injury caused by another motorist whose coverage is insufficient to cover the damages one has suffered. Rental Reimbursement covers renting a car as a substitute for your vehicle when it is damaged, or is being repaired, after an accident. Daily rental allowances or limits are subject to the terms of your car insurance policy. Personal Injury Protection covers treatments needed from an accident including medical, rehabilitation, lost earnings, replacement of services, and funeral expenses. This type of insurance is also referred to as “no-fault” coverage. Medical Payments Coverage covers payments for medical treatments for you and your passenger or funeral expenses when bodily injury is caused by an accident. It applies no matter who caused the accident.
How to Lower Car Insurance?If you wonder how to lower car insurance premium, we prepared:
- Good Student Discount
- Good Driver Discount
- Multi Policy Discounts
- College Degree Discount
- Multi Car Discount
GET AUTO INSURANCE QUOTE TODAY!
H&M Insurance Agency
- COMMERCIAL AUTO INSURANCE
- CLASSIC CAR INSURANCE
- INJURY PROTECTION & RENTAL REIMBURSEMENT
- COMPREHENSIVE COVERAGE
- LIABILITY & COLLISION COVERAGE
- BUSINESS INTERRUPTION INSURANCE
- MULTI CAR DISCOUNT
- MULTI POLICY DISCOUNT
- GOOD DRIVER/STUDENT DISCOUNT