#1 Trusted Business Insurance in San Diego, CA
Local San Diego Independent Insurance Agency
H&M Insurance delivers the best small business insurance in San Diego, California. We offer various coverage options and carry many insurance providers like Nationwide, Progressive, Safeco, Markel, The Hartford, Travelers. Learn all available options through different insurance lines and choose San Diego business insurance to protect your business. Whatever your commercial insurance needs, H&M Insurance will be with you every step of the way. Call our insurance agents for more info about business insurance in San Diego.
(619) 296-0005
Tailored for Small Business
Policies customized for your business needs.
San Diego & California Specialized
50 years of experience specializing in the California insurance market.
Independent Insurance Agency
Don’t get locked with one insurance company; with us, you have many options.
Instant Quotes
Get no-obligation review and best available rates and coverage easily.
We are H&M Insurance - an independent San Diego insurance agency based at 801 Washington Street. H&M insurance is a family-owned business established 50 years ago with tremendous experience in the insurance field, especially in the California market.
What sets us apart from other San Diego insurance agencies is the constant desire to help our clients find the business insurance that satisfies their necessities. We offer a wide variety of coverage options and carry many insurance providers. In addition to great customer service and reliability, we want to save you money. We built our reputation by establishing long-lasting relationships with each of our clients.
Your commercial insurance needs are unique? So is our dedication to providing the best coverage for your business assets and workers. Regardless of your business size and industry, we are a one-stop company for all your needs. Cut your insurance cost in San Diego, give us a call today for a free review, and expect the best available rates and coverage business insurance San Diego can offer.
TAILORED SMALL-BUSINESS INSURANCE FOR CONTRACTORS
Business Insurance San Diego
RESTAURANT INSURANCE Any business that works with food and beverages needs to have some type of insurance to protect against misfortunes and perils. More Info.
HOTEL INSURANCE Having the best protection against natural disasters, bodily injury, property damage, and more is easy and fast with H&M Insurance Agency. More Info.
CONTRACTOR INSURANCE You can get sued for almost anything, so having the right contractor insurance can save your business from work-related accidents. More Info.
BAKERY INSURANCE Ruined reputation, huge financial losses, closed bakery – not the scenarios you want to face. With the right bakery insurance, you can focus on growing your business. More Info.
LANDLORD INSURANCE Landlord policies are designed to provide protection to those who want to rent their single-family home or investment property. More Info.
WORKERS COMPENSATION INSURANCE This type of mandatory insurance provides coverage for lost wages and medical bills if the employee suffers from a work-related injury or illness. It will save your company from great financial loss in case of costly lawsuits and employee issues.More Info.
HVAC INSURANCE Mistakes happen even in the most skillful HVAC team. The right kind of insurance will help you cover the expenses of the lawsuits, damages, and injuries that can occur in everyday business. More Info.
PLUMBERS INSURANCE The plumbing business faces various risks every day – accidental property damage, bodily injuries, and third-party claims are just some of them. Your team and your finances will be protected with the plumbers' insurance. More Info .
ELECTRICIANS INSURANCE Having adequate protection in case something unexpected happens can be such a relief so that you can focus on more important aspects of your electrical business. More Info.
CARPENTER INSURANCE A carpenter policy includes reimbursement for financial liabilities due to injuries and property damage, and it’s critical for all flooring contractors, cabinet makers, framers, deck builders and lead carpenters. More Info.Commercial Auto Insurance San Diego
COMMERCIAL AUTO INSURANCE
This type of coverage is designed for any company that uses vehicles for business purposes. It includes bodily injury liability coverage, medical payments, no-fault or personal injury coverage, uninsured and underinsured motorist coverage, and many more. More Info.
FLEET AUTO INSURANCE
Fleet insurance policy covers all your vehicles (at least two vehicles) with the most appropriate insurance plan that meets your specific needs and requirements. It provides liability insurance coverage for all of your business’s vehicles in one policy. More Info.
COMMERCIAL TRUCK INSURANCE
Any commercial transportation company with one truck or more, independent drivers, and any company with transportation-related activity must have commercial truck insurance. More Info.PROPERTY INSURANCE FOR YOUR FAMILY
Home Insurance San Diego
RENTERS INSURANCE
After signing a lease on an apartment in San Diego, you may be asked for proof of renters insurance. It will protect your belongings, your visitors and provide additional living expenses coverage. More Info.
EARTHQUAKE INSURANCE
Potentially catastrophic earthquakes are not rare in California. Having earthquake insurance will compensate the damages to your home, personal property and help you pay for alternative living arrangements. More Info.
FIRE INSURANCE
Coverage options include dwelling fire insurance, coverage for other structures, belongings coverage, loss of use, and wildfire coverage. Insure your home from grease, candle, and electrical fires. More Info
CONDO INSURANCE
Outside of the condos is insured by the Homeowners Association master policy. With condo insurance, all your valuable possessions inside the condo are protected. More InfoH&M Insurance Agency INC
- 801 Washington Street
San Diego
CA 92103
