We are H&M Insurance - an independent San Diego insurance agency, based at 801 Washington Street. H&M insurance is a family owned business established 45 years ago with enormous experience in insurance field, especially in the California market.

What set us apart from other San Diego insurance agencies is the constant desire to help our prospects find insurance coverage that will satisfy their needs. Learn all available options thru different insurance lines and choose insurance policies that will protect you, your family and your business.

With H&M Insurance You Have Options

We offer a wide variety of coverage options and carry many California insurance providers like Nationwide, Progressive, Safeco, Markel, The Hartford, Travelers and many others. In addition to great service and reliability, we want to save you money. We built our reputation by establishing long-lasting relationships with each of our clients.

Your Insurance Needs Are Unique? So is our Dedication to Your Personal Insurance Needs

Our risk management team has the expertise to help protect you and your family. Whatever your personal insurance needs, H&M Insurance will be with you every step of the way. Insure your home, car, garage, motorcycle or boat - call us at (619) 296-0005.

Get fast personal insurance quotes online for Homeowners Insurance – Car Insurance or Tenant Occupied Dwelling Insurance.

Custom Tailored Insurance Coverage for San Diego Contractors & Small Business Owners

As a business owner or contractor you need to have at least General Liability Insurance. Although it is not mandatory in San Diego and State of the California you have to protect your business from unwanted accidents.

If you want to be 100% covered choose a combination of commercial insurances like Business Owner Policy and Professional Liability Insurance. Protect your business assets, cars and workers thru customized policies for small businesses.

Need to know business insurance cost? Get commercial insurance quotes online for: Business Owner Policy (BOP), Workers Compensation Insurance, Commercial Auto Insurance or Contractor Insurance. We have developed some industry related insurance coverage many business owners found interesting – one of them is restaurant insurance.

Simply Covered - H&M Insurance

Give us a call at (619) 296-0005 for a free review and quote, and expect the best available rates and coverage for personal and commercial insurance you’ll find in San Diego County.