#1 San Diego Commercial Insurance

Commercial insurance is one of the most important investments that you as a business owner can make, because it can be the main instrument for securing a future without stress caused by unexpected circumstances.

The Best Commercial Insurance in San Diego, CA

H&M Insurance offers several different types of commercial policies with the goal to meet various insurance needs. Here are short descriptions of included types of policies:
  • General Liability covers liability risks that refer to premises and operations, product-completed operations and indirect/contingent liability. These insurance policies cover claims in four basic categories of business liability: bodily injury, property damage, personal injury and advertising injury.
  • Commercial Package includes general liability and property coverage for buildings and personal property, making it absolutely necessary if you own your building or lease the premises. This type of coverage will protect your property.
  • Commercial Auto Coverage covers liability and physical damage to your commercial vehicle
  • Commercial Buildings
  • Apartments
  • Professional Liability
Having the right type of business insurance is equally important for large and small companies. It should be the part of your business plan.

Commercial general liability insurance is essential for protecting your business, since you cannot predict the future events. In case you get sued, this type of insurance will cover claims against your business for injury or property damage.

As you can see, each type covers different aspect of your business. In case that you are not completely sure what could each type mean for your company, H&M Insurance staff will give you all the necessary information concerning the solutions we offer, call us at (619) 296-0005.

We are here to support you through your decision-making process and make sure you get the best commercial insurance premium.

Protect Your Business

Make sure you do everything you can to protect your business. Don’t leave any gaps that can lead to great financial loss. With the right commercial insurance, you will cover the risky points and have a peace of mind. Your company won’t be vulnerable to lawsuits and there will be no risk of great financial losses. With us you’ll have the best premiums for all types of San Diego Commercial Insurance.

We Have Everything Covered

H&M Insurance staff has vast experience of 50 years and we will help you to choose policies that are especially tailored for your specific needs and demands. We offer unique policies according to your specific requirements in order to cover all aspects of your business.

Find out more how we can help you save your money and get the best commercial insurance San Diego offers. We respect the need of every business owner for a specific coverage.

Small Business Insurance san diego

Small Business Insurance

Insurance for small businesses usually includes workers’ compensation, unemployment, and disability insurance; we offer much more than that.
Product Liability Insurance

Product Liability Insurance

H&M agency delivers an online product liability insurance quote. Talk with our experts to check what type of insurance fits your needs.
Garage Liability Insurance

Garage Liability Insurance

Garage keepers insurance and garage liability insurance are not the same things. Auto dealers, body and repair shops call for a quote.
Workers Comp Insurance California

Workers Comp Insurance

Worker's comp is obligatory in California. We developed custom coverage plans for California worker's compensation insurance.