California law requires employers to have workers’ compensation insurance if they have even one employee. Even though you may not like the expense, this type of insurance is an affordable benefits that protects your company and your employees at the same time. H&M workers compensation insurance provides five basic benefits:
- medical care,
- temporary disability benefits,
- permanent disability benefits and
- supplemental job displacement benefits or
- vocational rehabilitation.
No matter who was at fault, your employees are entitled to receive prompt, effective medical treatment for on-the-job injuries. This way, all the medical bills are covered and the employee can get the necessary care. Having Workers Compensation is good for you as an owner too because without the right coverage, an injured worker might sue your company. However, once all the medical bills and therapy are covered, you won’t be at risk of getting sued and your company won’t have additional expenses.
To Get Affordable Workers Comp Quotes
What Can We Cover?
Our workers compensation solution may include reimbursement percentages for lost wages, as well as funeral expenses and financial support to dependents. There are different factors that can affect the cost of workers’ comp insurance can vary widely, but don’t worry – we will inform you about all the available options. No one can predict the things that can occur during work, but we will make sure all the potentially risky areas are covered.
Have the Claims Filing Forms Ready!
Inform your management staff about the exact way how to fill filing form in case an employee gets injured. Have these forms always readily available, because this way, the whole process will be much easier and faster. Make sure that both the employee’s medical needs and your liability are covered.
As soon as the injury occurs, it should be reported to the immediate supervisor. The claim should be filled in a timely manner and as correctly as possible. It should include these information: name, home address, date, time and address when the person got injured, a full description of the injury, Social Security Number of the injured and his/her signature, as well as the name and address of the employer, the date the employer was informed of the injury, the employer’s insurance information, and the signature of the employer.
The amount of money that the employee will be receiving depends on the seriousness of the injury and the type. We will inform you and your employees about all the relevant details – we are here to support you throughout the whole process!
Let Us Help You!
HM Insurance is one of San Diego leading providers of financial protection against liability for workplace injuries. With our innovative and cost-effective solutions you workers and your business will be covered against all unforeseen circumstances. Fill out online quote form. Get a quote and find out if H&M Insurance could save you money. You can email us or just call our customer support number at (619) 296-0005 for more information on best Workers Compensation in San Diego. We will inform you about the available workers compensation solutions.
Driving Directions to H&M Insurance
Address: 801 Washington Street, San Diego, CA 92103